13-2052.00

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.

5.5OUT OF 10SAFEHIGH RISK
Moderate Risk

AI will partially reshape this role

Safer than 63% of occupations we track

Frey & Osborne (2013) estimated 58% probability of automation for this role
paper →
63%
of jobs safer
52
jobs riskier than this
+13.0%
projected growth

Disruption Vector

Disruption Type

Hybrid Threat

Both AI software and physical automation threaten different aspects of this role, creating a compound risk from multiple directions.

Robo-advisors (Betterment, Wealthfront, Schwab Intelligent Portfolios) now manage over $1 trillion in assets with minimal human oversight. For straightforward financial planning, AI provides comparable advice at a fraction of the cost. Complex estate planning, tax optimization, business succession, and high-net-worth relationship management maintain strong demand for human advisors.

Disrupted byBoston DynamicsChatGPT / GPT-4oAmazon Robotics

Salary & Job Outlook

Median Annual Pay
$95,390
US Bureau of Labor Statistics
10-Year Job Growth
+13.0%
Much faster than average
Education Required
Bachelor's degree
Job Zone 4 / 5

AI Risk Timeline

5.5
5.8
6.1
6.7
Today
5 Years
10 Years
20 Years

Projection model: Based on current AI capability growth rates. High-risk occupations are projected to see compounding automation pressure, while human-centric roles show slower risk accumulation. These are statistical projections, not guarantees.

Skills Analysis — AI Vulnerability

AI can replicate (0)
AI-resistant (1)
Mixed
Critical Thinking80%
Active Learning75%
Complex Problem Solving78%
Judgment and Decision Making82%
Reading Comprehension72%

Career Pivot Paths

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Personal Financial Advisors

5.5
/ 10
Moderate Risk
55% automation risk

"Safe-ish. AI is your coworker, not your replacement. Yet."

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PERSONAL FINANCIAL ADVISORS
5.5

/ 10

MODERATE RISK

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You're safer than a Retail Salespersons but riskier than a Police and Sheriff's Patrol Officers.

This analysis is for informational purposes only and is based on statistical models and academic research. It does not constitute career advice and is not a guarantee of future employment outcomes. AI impact varies significantly by employer, region, and individual circumstances. Learn about our methodology →